Hi Akiko,
Thanks for your kind words about my sites. I love them, too, but I know I'm biased.
It definitely pays off to learn to build your own website. The site Holly will set up for you would only be the basic design and layout with a few pages, I believe. You still have to do all the real work yourself. There's no way one person could build full fledged sites for everyone, and especially not for free.

You don't necessarily have to learn all the coding and whatnot. That's why I went with SBI. I wanted to be able to build the site myself, but as simply as possible. As I have gone along, I have 'picked up' bits and pieces of the coding that has made it even better, but it wasn't a necessity in the beginning.
Kathy already mentioned that it is $299 per year per site. So, ultimately it will cost me $900 per year to maintain my sites with SBI. I didn't pay that full amount for the first year because I bought 2 of them in one of the specials like they are running now. I bought one and got a second one for $100 more. That gives you a savings on the first year.
Also, as Kathy mentioned, they will pay for themselves. I made enough with my first site in the first year to more than pay for all three sites for the second year, so the second year income was pretty much all profit. Of course, in December it will be time to renew my first site for another year, and so forth.
My chocolate site makes enough in one month to pay for the cost of it for a year, so it is definitely value for money in my opinion.
Davin mentioned that you can do it yourself with the Wordpress site. Some people can. I probably could NOW that I've learned the ins and outs, but with everything that is included in an SBI package, I just haven't had the incentive to give it a try.
By the way, if you have a yummy chocolate recipe you'd like to
add to my site, please do. I enjoy the input and various ideas from all over. That goes for everyone else, too. The more the merrier.
Blessings,
Angie